Have you started saving for Christmas yet?
I know, I know. Christmas has only just gone and yes, I want to talk about next Christmas!
No please, don’t go. Hear me out. I promise I’m not crazy!
When looking at creating a budget you have to plan for every possibility and sometimes it’s easy to miss things – like Christmas. It comes at the same time each year but people (and years ago I would include myself in this) always seem surprised, like it’s caught them out.
I also appreciate it’s difficult to look towards saving for something that, right now, seems so far off, especially if you have debt from the Christmas just gone! However, the only way to change that is to Make a Start! Make a Start now by trying to put something away for next Christmas TODAY!
To help you Make a Start, I have created a free printable for you to use. Just enter your details in the box below, confirm your subscription and you will receive the link to the printable in the welcome email.
It is just a bit of fun and you can colour along as you save. You can save as much or as little as you like each day, week or month – it’s entirely up to you. It’s just great that you have started.
Of course, this money doesn’t have to be saved for Christmas. Maybe you have another savings goal you want to aim for.
Get yourself something to save into. It could be an envelope, an empty jar or a savings account – whichever is easiest for you.
I’ve given one to my husband and kids, along with a small jar each – they could all do with a little motivation when it comes to saving ;). The youngest wants to save for an iPad and the eldest wants some new trainers (WANTS not NEEDS – hence the reason he is saving for them himself!) and it has bred a little bit of competition between them which is also adding to the motivation.
So, what could you use this chart to help you save for?