Today, we have Jen from Girl Seeks Joy. Jen shares her debt story with us - her starting debt, lightbulb moment, making extra money, favourite repayment methods and how to stay motivated.
What Does Bad Credit Mean for Your Finances?
Bad credit can make things very difficult for an individual, as it is something that can be challenging to recover from. This is particularly true when you factor in that you may be unable to borrow money due to a poor credit score - a catch 22 situation. So, what exactly does having a bad credit rating mean for your finances?
Welcome to my series of 'Real Life Debt Stories'. The series is dependent on you sharing your stories, so if you are interested I'd love it if you'd complete this questionnaire. There are only 10 questions.
This week we hear from Jen all about her debt, her lightbulb moment, how she tackles her debt and what keeps her motivated.
It’s the start of a New Year which means everyone starts thinking about aspects of their life that they would like to change. If you are looking to change your life by tackling your debt, then have a read of this post - How to Start Your Debt Free Journey.
The great American Benjamin Franklin tried (and admittedly struggled) to live his life by 13 essential principles. One of these principles—and one of the ones he references most often in his writings—is frugality.
Welcome to the first in my series of 'Real Life Debt Stories'. The series is dependent on you sharing your stories, so if you are interested I'd love it if you'd complete this questionnaire. There are just 10 questions.
This week we are looking at how you can use the Snowball Method for paying down debt.
Calling contributors to share their 'Real Life Debt Stories'. Are you or have you been in debt? Would you be willing to share your story with others in the same position. If so, it would be great if you would join the other wonderful people who have shared their stories. You can read them here.
Whether you are trying to reduce your debt or want to increase your savings, one of the best things you can do for your finances is to regularly review your outgoings. I like to check mine at least once per year.