Emergency Fund

What is an emergency fund?   An emergency fund is a pot of money that you save to use in the event of a financial emergency.  A financial emergency can be defined as any unplanned cost such as your boiler requiring a repair or something that comes completely out ofRead More →

What are Sinking Funds?

The term sinking funds is used a lot, particularly when it comes to budgeting or when aiming to become Debt Free.  So, what are sinking funds? What are Sinking Funds? A sinking fund is the regular saving of money in preparation for paying for something by a certain date.  ByRead More →

How to meal plan

It is a well-known fact that meal planning can save you serious amounts of cash on your weekly shop.  Not only that, but it helps prevent food waste too.  To truly see the money saving benefits of meal planning, you need to take it one step further and 'Shop fromRead More →

What is Meal Planning?

If you are looking to save money on the amount you spend on groceries, then I can highly recommend meal planning. Not sure what meal planning is? Then this post has all the information you need to get started. What is Meal Planning? In its simplest form, meal planning isRead More →

I love budgets. They are important for my wellbeing.  I get stressed if I am not in control of where my money goes. I have two budgets. Yep, you read that right TWO. I call them my Regular Money Budget and my Reserve Money Budget.Read More →