Emergency Fund

What is an emergency fund?   An emergency fund is a pot of money that you save to use in the event of a financial emergency.  A financial emergency can be defined as any unplanned cost such as your boiler requiring a repair or something that comes completely out ofRead More →

Storewards - earn easy cash

Upload photos of your receipts to Storewards - Earn Easy Cash - that's it!  It takes seconds to take the photo and upload the image and for this you will be rewarded with coins which you can exchange for cash or gift cards. Storewards is a free mobile phone app whichRead More →

What are Sinking Funds?

The term sinking funds is used a lot, particularly when it comes to budgeting or when aiming to become Debt Free.  So, what are sinking funds? What are Sinking Funds? A sinking fund is the regular saving of money in preparation for paying for something by a certain date.  ByRead More →

Real Life Debt Stories - Jen from Girl Seeks Joy

Real Life Debt Stories - Jen from Girl Seeks Joy.  Jen shares her debt story with us -  her starting debt, lightbulb moment, making extra money, favourite repayment methods and how to stay motivated. Real Life Debt Stories - Jen from Girl Seeks Joy Welcome to my series of 'RealRead More →

Prolific academic

If you are looking at ways to increase your income in your spare time then you should take a look at Prolific Academic.  Prolific Academic crowd-sources participants to take part in academic studies.  You can make money online with Prolific Academic by completing these studies (surveys) and for each surveyRead More →

1p Savings Challenge

The 1p Savings Challenge is a really simple way to save over £650 in just one year.  You can start the challenge at any time of year.  This post will explain how the challenge and includes access to a Free 1p Savings Challenge printable, which means you can get startedRead More →

My Best Money Saving Tips

No matter how hard you save and how much you plan, there is always something lurking around the corner.  If you need to batten down the hatches and get back on the money saving trail then read my best money saving tips: Money Saving Tip 1 - Save your Change I loveRead More →

How to meal plan

It is a well-known fact that meal planning can save you serious amounts of cash on your weekly shop.  Not only that, but it helps prevent food waste too.  To truly see the money saving benefits of meal planning, you need to take it one step further and 'Shop fromRead More →

How to make money on Fiverr

Can you draw?  Do you have a great voice for voiceover work?  Can you speak different languages?  If so, find out how to  make money on Fiverr.  Offering services on Fiverr is a great way to add to your side hustles and make more money.  What is Fiverr? Fiverr isRead More →

What is Meal Planning?

If you are looking to save money on the amount you spend on groceries, then I can highly recommend meal planning. Not sure what meal planning is? Then this post has all the information you need to get started. What is Meal Planning? In its simplest form, meal planning isRead More →

Would you like to save money on Takeaway food without compromising on your takeaway treats?   Well, here's the solution!  You can make your own taste-a-like takeaway food.  Make your own Doner Kebab with this easy recipe. Make your Own Taste-a-Like Takeaway Food A few years ago, there was a lotRead More →

Control your Spending with a Spending Diary

Do you have more month than money?  Are you confused about where all your money goes?  Then here is your solution – you need to control your spending with a spending diary!  This simple sheet of paper will revolutionise your spending.  It will show you exactly where your money isRead More →

Cooking once and eating multiple times is a lifesaver. You can cook once but easily make multiple meals from one batch of mince, with a change of herbs and spices.  Then store it in the freezer and use over the coming weeks.   How to Make Multiple Meals It is a reallyRead More →

It can be difficult to stay motivated when you are trying to save money. Having something visual and tangible like a Savings Chart will really help you to achieve your savings goals. With this free printable savings chart, you can get started right away. Free Printable Savings Chart You canRead More →

Free Food with an Iceland Bonus Card

Have you got an Iceland Bonus Card?  It is really easy to get your Iceland Bonus Card .  You can either ask next time you are in store or apply online.  If you ask in store, you will be issued with a temporary card immediately which you will be able to use straightRead More →

Debt Busting - Get set for success

I am pleased to announce that I have an Ebook - Debt Busting - Get Set for Success which is available on Amazon.       If you are you ready to tackle your debt. Want to take control of your spending. And tackle your debt but don’t know howRead More →

Real Life Debt Stories

I love to feature real stories on my blog and these real life debt stories are so inspiring. These stories are of real people who have experienced debt and how they are working to become, or have become, debt free. These stories show how people can easily get into debtRead More →

Christmas Round Up 2018

  Christmas Round Up 2018 We are just days away from Christmas Day and I hope you are all organised and not rushing around like a mad thing.  Looking back over this blog, I have created this Christmas Round Up 2018, by pulling all the useful Christmas posts into one.Read More →

Christmas gift guide

  Christmas Gift Guide I am behind in the Christmas gift buying process.  Usually by now, I have purchased most of the gifts I am planning to give but this year the time seems to have run away from me.  I was also really stuck for ideas so decided toRead More →

Save Money Learning to Drive

Save Money Learning to Drive It is no secret that learning to drive is expensive.  However, by following these tips and with a bit of forward planning, you can save yourself some money. I actually wrote this having just seen my eldest go off, with his instructor, for his secondRead More →

Venice Lido, Italy

Venice Lido The Lido de Venezia is a fantastic base for a holiday to Italy.  With a great beach, great restaurants and only a 7 minute water taxi ride from San Marco, it is perfect for both couples and families.Read More →

Year round colour in your garden frugally

Year Round Colour in Your Garden – Frugally Just because the weather has turned Autumnal, it doesn’t mean that all thoughts of summer colour in the garden needs to end.  Find out how I am gradually adding in some year round colour in my garden - frugally!Read More →

How to be Frugal on Fortnite

How to be Frugal on Fortnite We have all heard about this game that has grabbed the attention of gamers everywhere.  Find out how my teen is frugal on Fortnite Battle Royale.Read More →

Mobile Phone Contract Saving Tips

Mobile Phone Contract Saving Tips Did you know, people now spend more money on their mobile phone pay monthly plan than they do on their utility bills. We all know switching utility providers can save hundreds of pounds a year, but most consumers do not use this ethos when takingRead More →

How to stay the course with your money making activities

How To Stay The Course With Your Money Making Activities I am excited to share a guest post with you today.  I am in awe of how Ruth earns a full-time income online.  Here Ruth shares advice on how to maintain focus and motivation when life throws a spanner inRead More →

Print your Photos for Free - an image of a collage of brightly coloured photographs

Free Photo Printing Do you want to print the photos you have on your mobile device, Instagram or Facebook?  Do you want to print them for free, paying only for the cost of delivery?  Then check out this post to find out how.Read More →

How to revamp your garden furniture on a budget

Revamp your Garden Furniture on a Budget If you follow me on Instagram you may have seen the photo I posted of my revamped garden furniture.  It turned out so good.  I also received an interesting comment which made me decide to write a blog post about it.Read More →

8 simple picnic ideas - afternoon tea picnic, wimbledon picnic, workd buffet picnic

8 Simple Picnic Ideas I love picnics.  I love that you can easily cater for all tastes – especially the fussier ones.  They are also a great way to save money on days out.  However, I have noticed that when you mention you are going to take a picnic, someRead More →

Earn Money for your Everyday Banking

Earn Money for your Everyday Banking On a recent trip to the bank, the cashier mentioned Barclays Rewards and how you could earn money for your everyday banking.  I’d heard of it but I knew it involved a monthly cost, so really hadn’t given it the time of day. TheRead More →

How to have a cheap day at the seaside - an image of a white sandy beach with a beautiful blue sea

How to have a Cheap Day at the Seaside I love going to the beach.  A day out at the seaside is a fantastic way to spend some quality time together as a family.  Even the teenagers love it – although they might not admit it!  Some day trips canRead More →

Get Set to Picnic - an image of my newly organised picnic cupboard

Get Set to Picnic with a Picnic Station Days out don’t have to cost a fortune.  You can make some easy savings by having picnics.  You can provide something for everyone, including picky eaters and they are a really cost effective way of keeping the family fed.  Trips to theRead More →

Leicester Riverside Festival

Leicester's Riverside Festival – A Frugal Family Day Out The first weekend in June sees the annual arrival of Leicester’s Riverside Festival.  We have attended this festival for many years and each year it gets better and better.  If the weather is nice, you can’t beat it for a frugalRead More →

Make Time to Make Money - a n image of a pile of pastel coloured clock faces

Make Time to Make Money One of the challenges to making extra money can be lack of time.  You need time to hunt out the opportunities, as well as time to act on them.  Here are 10 ideas to help you maximise your time for making money.Read More →

Top Tips for Selling on eBay - an image of parcel paper, scissors, packages, stamps and String

Top tips for Selling on eBay After my mammoth declutter, there were a few items that I thought I might try to sell, rather than donate.  I decided to use eBay, as I used this successfully a few years ago.  Here’s my top tips if you are thinking of sellingRead More →

How to Get the Kitchen of Your Dreams without Going Broke The kitchen – one of the most used rooms in our home, and the one that shows its age the easiest. There’s not much you can do with your kitchen without spending a fortune, right? Actually, that’s wrong. EvenRead More →

How to Declutter, declutter, decluttering

How to Declutter Each year, as Spring approaches, the urge to declutter appears.  Find out how to declutter successfully.Read More →

gtech ebike, ebike, gtech, electric bike, cycling

I bought a Gtech eBike Sometimes you need to spend money to save money and this was one of those occasions.  It turned out to be one of the best decisions I made - I love my eBike.  Read all about it here.Read More →

How to save on food and drink whilst travelling - and image of bottles of water and a pair of sunglasses laid out on a hotel bed

How to Save on Food & Drink Whilst Travelling I make no secret of the fact that, as a family, we love to travel.  Travel can be expensive, particularly when your children are no longer really children and it costs the same amount as an adult for tickets, accommodation andRead More →

Image showing two different food flasks and some colourful plastic picnic cutlery

  It is coming to the time of year when my thoughts wander to all the days out and picnics we will have during the warmer weather.  Picnics are a great way to save money on days out and since discovering a food flask, are no longer filled with limpRead More →

Text and a large image of a 1 penny

Are you looking for a money saving challenge?  Do you lose motivation and want a way to keep saving?  Then why not try The Penny Challenge?  It's a real simple way to save money and you can even have a little chart you can colour in as you go -Read More →

Real Life Debt Stories - Simplistic Steph

Real Life Debt Stories - Simplistic Steph.  Steph shares her debt story with us -  her starting debt, lightbulb moment, making extra money, favourite repayment methods and how to stay motivated. Real Life Debt Stories - Simplistic Steph   What was your Lightbulb moment?     Logging onto Wells Fargo,Read More →

Shopmium is an easy to use app for your mobile phone which pays you for buying certain foods. Want to know more, then check out this post which explains it all.Read More →

Real Life Debt Stories - Simplistic Steph

Real Life Debt Stories - No_More_Debt.  No_More_Debt shares their debt story with us - her starting debt, lightbulb moment, making extra money, favourite repayment methods and how to stay motivated. Real Life Debt Story - No_More_Debt What was your Lightbulb moment? January 2nd 2017, after busy Christmas and a sedateRead More →

Print on Demand - a selection of items that you can have your designs printed on which include notebooks, mugs, wrapping paper and t-shirts

I spent some of 2017 looking in to various ways to increase my income.  There are just so many different ways you can do this.  In this post I focus on Print on Demand or POD for short and explain what it is, how you can make money and whatRead More →

An image of a bottle of Super Sparkling White Slim Wine

Review:  Slim by Slimline Wine Wine – white, red, sparkling white and sparkling rose.  Zero carb, zero sugar and only 55 calories per 100 ml glass.  Stop, stop – that can’t be right.  I must be dreaming??  Enter Slim by Slimline Wine.Read More →

Real Life Debt Stories - Formerly Skint

Real Life Debt Stories - FormerlySkint shares their debt story with us - starting debt, lightbulb moment, making extra money, favourite repayment methods and how to stay motivated. Real Life Debt Story - FormerlySkint What was your Lightbulb moment? After graduating from university in 2012, I found it very difficultRead More →